LIC Bima Jyoti (Plan No. 760)
Non-participating savings plan with guaranteed additions every year.
LIC’s Bima Jyoti (Plan 760) is a non-linked, non-participating savings plan. Instead of bonuses, it adds guaranteed additions every policy year, so you know your maturity value in advance. Premiums are paid for a limited period shorter than the policy term.
| Plan name | LIC Bima Jyoti |
|---|---|
| Plan number | 760 |
| UIN | 512N339V03 |
| Category | Endowment & Savings Plans |
How LIC Bima Jyoti works
- Guaranteed additions are added at the end of each policy year.
- Premiums are paid for a limited term (shorter than the policy term).
- On maturity, the sum assured plus all guaranteed additions is paid.
- On death, the death benefit plus accrued guaranteed additions is paid.
Who should buy this plan?
- People who want a guaranteed, known maturity amount
- Conservative savers who do not want bonus uncertainty
Important points before you buy
- Being non-participating, it does not get bonuses.
- Check the latest guaranteed addition rate in the current brochure.
Why buy LIC Bima Jyoti through Vedpal Singh?
- 20+ years of experience with LIC in the Chandigarh tri-city; Development Officer at LIC’s Manimajra branch.
- Honest comparison of plans – we suggest what fits your goal and budget, including term cover where needed.
- Doorstep service for proposal, KYC and medicals in Chandigarh, Mohali, Panchkula and Zirakpur.
- Lifetime after-sales help: premium reminders, loans, nominee change, revival and claim support for your family.
Frequently asked questions
Source: plan details summarised from LIC’s official plan list and brochures on licindia.in. Features, eligibility and rates may change – the latest LIC sales brochure prevails.
Related LIC plans
LIC New Jeevan Anand
Endowment plan with bonuses – and your life cover continues for whole life even after maturity.
LIC Jeevan Labh
Limited premium endowment – pay for fewer years, stay covered and get maturity with bonuses.
LIC Jeevan Lakshya
Goal protection plan – if the parent is not there, the family gets yearly income and the goal amount still comes on maturity.
Ask for a current alternative
Apni details bhejiye – Vedpal Singh aapko call karke sahi plan batayenge.