LIC Children’s Money Back Plan Calculator (Plan 732)
See how much money your child will get at ages 18, 20, 22 and 25 – and in which year.
Illustration only, based on the benefit structure in LIC’s plan brochure. It is not an LIC quotation or benefit illustration. Bonuses are not guaranteed and are not included unless stated. Actual benefits depend on policy terms, premiums paid and LIC’s rules – the policy document prevails.
Get official LIC illustration on WhatsAppPayouts in Plan 732
The LIC New Children’s Money Back Plan is taken on the child’s life. It pays 20% of the Basic Sum Assured when the child completes ages 18, 20 and 22, and the remaining 40% plus bonuses at age 25 – just right for college, higher studies and career start.
Children up to 12 years can be covered. The younger the child, the longer the money grows and the lower the premium.
How this calculator works
- Survival benefit: 20% of Basic Sum Assured on the policy anniversary coinciding with or following the child’s 18th, 20th and 22nd birthdays (as per LIC’s brochure).
- Maturity at age 25: remaining 40% of Basic Sum Assured plus vested bonuses and final additional bonus, if any.
- Year shown = start year + (payout age − child’s current age). Exact dates depend on the policy anniversary.
- Not included: bonuses, premiums, taxes and the optional Premium Waiver Benefit rider.
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