LIC Index Plus (Plan No. 873)
ULIP with index-based funds (Nifty 100 / Nifty 50) and life cover.
LIC’s Index Plus (Plan 873) is a regular premium unit linked plan. Your money is invested in either the Flexi Growth Fund (benchmarked to Nifty 100) or the Flexi Smart Growth Fund (benchmarked to Nifty 50), along with life cover.
| Plan name | LIC Index Plus |
|---|---|
| Plan number | 873 |
| UIN | 512L354V01 |
| Category | ULIP (Unit Linked) Plans |
How LIC Index Plus works
- Pay regular premiums.
- Choose between two index-linked funds.
- Life cover throughout the term.
- Maturity value equals the fund value.
Who should buy this plan?
- Long-term investors who want market returns with insurance
- People who like index-based investing
Important points before you buy
- Returns are market linked and not guaranteed.
- 5-year lock-in; partial withdrawals allowed after lock-in as per rules.
Get your exact premium & maturity illustration: premium depends on your age, sum assured, term and health. WhatsApp your date of birth and required cover to +91 75085 67891 and get an official LIC illustration free.
Why buy LIC Index Plus through Vedpal Singh?
- 20+ years of experience with LIC in the Chandigarh tri-city; Development Officer at LIC’s Manimajra branch.
- Honest comparison of plans – we suggest what fits your goal and budget, including term cover where needed.
- Doorstep service for proposal, KYC and medicals in Chandigarh, Mohali, Panchkula and Zirakpur.
- Lifetime after-sales help: premium reminders, loans, nominee change, revival and claim support for your family.
Frequently asked questions
The insurer is LIC, but returns depend on the stock market. It suits people with a 10+ year horizon.
Call or WhatsApp Vedpal Singh on +91 75085 67891. We explain the plan, prepare a benefit illustration for your age, complete the proposal form and documents, and help with medicals if needed – at your home or office in Chandigarh, Mohali, Panchkula or Zirakpur.
Usually Aadhaar, PAN, a photograph, address proof, income proof (for higher cover), bank details for premium/maturity and nominee details. Exact requirements depend on the plan and sum assured.
Premiums may qualify for deduction under Section 80C (old tax regime), and maturity/death benefits may be exempt under Section 10(10D), subject to conditions and limits under prevailing tax laws. Please confirm with your tax advisor.
Source: plan details summarised from LIC’s official plan list and brochures on licindia.in. Features, eligibility and rates may change – the latest LIC sales brochure prevails.
Related LIC plans
ULIP (Unit Linked) Plans
LIC Nivesh Plus
Single premium ULIP – invest a lump sum in market funds with life cover.
Get LIC Index Plus Quote
Apni details bhejiye – Vedpal Singh aapko call karke sahi plan batayenge.