LIC Nivesh Plus
Single premium ULIP – invest a lump sum in market funds with life cover.
LIC’s Nivesh Plus is a single premium unit linked plan. You invest a lump sum once, choose your fund and sum assured option, and get market-linked growth along with life cover.
| Plan name | LIC Nivesh Plus |
|---|---|
| Plan number | – |
| Category | ULIP (Unit Linked) Plans |
How LIC Nivesh Plus works
- Pay a single premium.
- Choose the sum assured option and fund.
- Switches and partial withdrawals (after lock-in) allowed.
- Maturity value equals the fund value.
Who should buy this plan?
- Investors with a lump sum and a long horizon
Important points before you buy
- Market linked – returns not guaranteed.
- Life cover is lower than a term plan – combine with term insurance.
Get your exact premium & maturity illustration: premium depends on your age, sum assured, term and health. WhatsApp your date of birth and required cover to +91 75085 67891 and get an official LIC illustration free.
Why buy LIC Nivesh Plus through Vedpal Singh?
- 20+ years of experience with LIC in the Chandigarh tri-city; Development Officer at LIC’s Manimajra branch.
- Honest comparison of plans – we suggest what fits your goal and budget, including term cover where needed.
- Doorstep service for proposal, KYC and medicals in Chandigarh, Mohali, Panchkula and Zirakpur.
- Lifetime after-sales help: premium reminders, loans, nominee change, revival and claim support for your family.
Frequently asked questions
Nivesh Plus adds life cover and LIC’s ULIP structure; mutual funds are pure investment. We explain both honestly.
Call or WhatsApp Vedpal Singh on +91 75085 67891. We explain the plan, prepare a benefit illustration for your age, complete the proposal form and documents, and help with medicals if needed – at your home or office in Chandigarh, Mohali, Panchkula or Zirakpur.
Usually Aadhaar, PAN, a photograph, address proof, income proof (for higher cover), bank details for premium/maturity and nominee details. Exact requirements depend on the plan and sum assured.
Premiums may qualify for deduction under Section 80C (old tax regime), and maturity/death benefits may be exempt under Section 10(10D), subject to conditions and limits under prevailing tax laws. Please confirm with your tax advisor.
Source: plan details summarised from LIC’s official plan list and brochures on licindia.in. Features, eligibility and rates may change – the latest LIC sales brochure prevails.
Related LIC plans
ULIP (Unit Linked) Plans
LIC Index Plus
ULIP with index-based funds (Nifty 100 / Nifty 50) and life cover.
Get LIC Nivesh Plus Quote
Apni details bhejiye – Vedpal Singh aapko call karke sahi plan batayenge.