LIC Office in Himachal Pradesh

In the hills, the nearest LIC office can be a long bus ride away, and a wasted trip costs a whole day. That is why this page lists every LIC office in Himachal Pradesh – 39 offices in LIC’s official office list – arranged by district, with the type of office, the address and the PIN code. Look up your district before you set out, and you will know exactly where to go.

Of these, 23 are branch offices and 14 are satellite offices; the rest are LIC’s Divisional Office at Kasumpti in Shimla, the state capital, and a P&GS (pension and group schemes) unit in Shimla. Every district except Lahaul and Spiti has at least one LIC office in the official list. For several towns – Shimla, Solan, Parwanoo, Nalagarh, Baddi, Nahan, Paonta Sahib and Una – we also have a separate town page with more detail.

If you only want a new LIC policy, there is no need to travel at all. Vedpal Singh is a Development Officer at LIC’s Manimajra branch on the Chandigarh–Kalka Road – the road that leads up to Parwanoo and Solan. With our team, we help Himachal families on phone, WhatsApp and video call, and the policy is issued by LIC of India exactly as it would be at any branch.

LIC offices in Himachal – summary by district

Before you travel to an LIC office in Himachal

Distances in the hills are measured in hours, not kilometres, and in winter some roads close for days. So it is worth knowing first whether you need the office at all:

• New policy: no visit needed. Plan choice, LIC’s official benefit illustration, the proposal form, KYC and the first premium can all be done with us remotely.
• Paying a premium: at an LIC office or through LIC’s official online channels. If you have weak connectivity in your village, ask us to help you set up auto-debit from your bank account so a due date is never missed.
• Loan, revival, nominee change, surrender or claim: handled by the branch that services your policy. Call us first – we tell you which form and documents to carry, so one trip is enough.
• Lost policy bond, new address or new bank account: also servicing-branch work; keep your policy number, ID and address proof, PAN and a cancelled cheque ready.

Our LIC office pages for Himachal towns

These town pages carry the LIC office addresses for that place – or, for Baddi, which has no LIC office of its own in the official list, the nearest offices at Nalagarh and Parwanoo.

All LIC offices in Himachal Pradesh – by district

Addresses and PIN codes below are from LIC’s official office list; only punctuation and abbreviations have been tidied. Office timings and the work each office handles can differ, so for service on an existing policy, check with your servicing branch.

Solan and Sirmaur districts – nearest to Chandigarh (6 offices)

Parwanoo, Solan, Nalagarh, Arki, Nahan and Paonta Sahib. Parwanoo is just across the border from Kalka.

Shimla and Kinnaur districts (9 offices)

Shimla city has several LIC offices, including the Divisional Office at Kasumpti. Shimla district also has LIC offices at Rohroo and Rampur Bushahr, and Kinnaur has a satellite office at Reckong Peo.

Mandi and Kullu districts (7 offices)

Mandi, Sundarnagar, Jogindernagar, Sarkaghat and Karsog in Mandi district; Kullu and Manali in Kullu district.

Bilaspur, Hamirpur and Una districts (8 offices)

Hamirpur town has three LIC offices; Barsar and Nadaun have satellite offices, and Una district has offices at Una and Amb.

Kangra and Chamba districts (9 offices)

Kangra district has LIC offices at Dharamshala, Kangra, Palampur, Nurpur, Dehra, Baijnath, Jaisinghpur and Jawali; Chamba has a branch office in Chamba town.

Branch office, satellite office and Divisional Office

A branch office is a full LIC office that services the policies attached to it. A satellite office is a smaller LIC office working under a branch, so that people in towns like Manali, Barsar, Karsog, Arki or Reckong Peo have an LIC office closer to home. The Divisional Office at Kasumpti, Shimla, is LIC’s administrative office for the division; work on individual policies is normally done at the branches. For a new policy, the type of office near you makes no difference – the same LIC plans are available everywhere in Himachal.

Choosing an LIC plan – what Himachal families ask us

• Seasonal income. Orchard, farming and tourism incomes often arrive in one season. A yearly or half-yearly premium may suit you better than monthly; most regular-premium LIC plans let you choose the mode, and we show the premium for each mode from LIC’s own illustration.
• Families in government and armed-forces service. Salary earners often prefer monthly premiums by auto-debit. The earning member should first have enough life cover – a term plan gives the most cover for the premium.
• Children’s education. Child and money back plans pay at fixed stages – compare them on all current LIC plans.
• Retirement. For a regular income later in life, see LIC pension plans.

We never quote returns from memory. Before you decide, we share LIC’s official benefit illustration for your exact age, term and sum assured. You can also read our best LIC policy guide and LIC new plans 2026, or try the LIC calculators.

About our team

Vedpal Singh is a Development Officer of LIC of India at the Manimajra branch, SCO 810, Chandigarh–Kalka Road, Chandigarh 160101. With our team, we help families in Himachal with new LIC policies – term insurance, savings and endowment plans, child plans, money back, income and pension plans. Customers from Shimla, Kangra, Mandi, Hamirpur, Kullu and every other district work with us on WhatsApp and video call. After the policy is issued we stay in touch for premium reminders, premium certificates for tax, policy loans, revival and claim guidance. Family in the plains too? See our LIC office in Punjab and LIC office in Haryana pages.

FAQs – LIC office in Himachal Pradesh

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