LIC Saral Jeevan Bima (Plan No. 859)
IRDAI standard term plan – simple features, easy for first-time buyers.
LIC’s Saral Jeevan Bima (Plan 859) is the IRDAI-mandated standard term insurance plan. Its features are the same across insurers, making it simple to understand. It suits people who want basic term cover with easy eligibility.
| Plan name | LIC Saral Jeevan Bima |
|---|---|
| Plan number | 859 |
| UIN | 512N341V01 |
| Category | Term Insurance Plans |
How LIC Saral Jeevan Bima works
- Standard features defined by IRDAI.
- Sum assured paid to the nominee on death during the term.
- No maturity benefit.
Who should buy this plan?
- First-time term buyers
- Self-employed people and smaller covers
Important points before you buy
- Cover limits are lower than LIC’s main term plans.
Try the Life Insurance Cover Calculator
Why buy LIC Saral Jeevan Bima through Vedpal Singh?
- 20+ years of experience with LIC in the Chandigarh tri-city; Development Officer at LIC’s Manimajra branch.
- Honest comparison of plans – we suggest what fits your goal and budget, including term cover where needed.
- Doorstep service for proposal, KYC and medicals in Chandigarh, Mohali, Panchkula and Zirakpur.
- Lifetime after-sales help: premium reminders, loans, nominee change, revival and claim support for your family.
Frequently asked questions
Source: plan details summarised from LIC’s official plan list and brochures on licindia.in. Features, eligibility and rates may change – the latest LIC sales brochure prevails.
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Get LIC Saral Jeevan Bima Quote
Apni details bhejiye – Vedpal Singh aapko call karke sahi plan batayenge.