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LIC Yuva Term & Digi Term (Plan No. 875 / 876)

LIC’s newer term plans aimed at young earners – offline (Yuva Term) and online (Digi Term).

LIC’s Yuva Term (Plan 875) and Digi Term (Plan 876) are newer non-participating pure term plans. Yuva Term is sold offline through agents and Digi Term online. They are built to give young earners high cover early in life at affordable premiums.

Plan nameLIC Yuva Term & Digi Term
Plan number875 / 876
UIN512N355V02 / 512N356V02
CategoryTerm Insurance Plans

How LIC Yuva Term & Digi Term works

  • Pure protection – sum assured paid to the nominee on death during the term.
  • Yuva Term through agent, Digi Term online.
  • No maturity benefit.

Who should buy this plan?

  • Young professionals starting their career
  • Newly married couples
  • First home loan borrowers

Important points before you buy

  • Check the age band, minimum cover and options in the latest brochure.
Get your exact premium & maturity illustration: premium depends on your age, sum assured, term and health. WhatsApp your date of birth and required cover to +91 75085 67891 and get an official LIC illustration free.

Try the Life Insurance Cover Calculator

Why buy LIC Yuva Term & Digi Term through Vedpal Singh?

  • 20+ years of experience with LIC in the Chandigarh tri-city; Development Officer at LIC’s Manimajra branch.
  • Honest comparison of plans – we suggest what fits your goal and budget, including term cover where needed.
  • Doorstep service for proposal, KYC and medicals in Chandigarh, Mohali, Panchkula and Zirakpur.
  • Lifetime after-sales help: premium reminders, loans, nominee change, revival and claim support for your family.

Frequently asked questions

Both are pure term plans. We compare premium and options for your age and pick the cheaper, better-fitting one.

Call or WhatsApp Vedpal Singh on +91 75085 67891. We explain the plan, prepare a benefit illustration for your age, complete the proposal form and documents, and help with medicals if needed – at your home or office in Chandigarh, Mohali, Panchkula or Zirakpur.

Usually Aadhaar, PAN, a photograph, address proof, income proof (for higher cover), bank details for premium/maturity and nominee details. Exact requirements depend on the plan and sum assured.

Premiums may qualify for deduction under Section 80C (old tax regime), and maturity/death benefits may be exempt under Section 10(10D), subject to conditions and limits under prevailing tax laws. Please confirm with your tax advisor.

Source: plan details summarised from LIC’s official plan list and brochures on licindia.in. Features, eligibility and rates may change – the latest LIC sales brochure prevails.

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Get LIC Yuva Term & Digi Term Quote

Apni details bhejiye – Vedpal Singh aapko call karke sahi plan batayenge.

Aapki details safe hain – sirf policy advice ke liye use hongi.

Nayi LIC policy lena chahte hain?

Free advice, sahi plan aur ghar baithe documentation – Vedpal Singh ke saath.

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